By Hedrick Lepsch


Wouldn't you like to only pay for as much insurance as you actually use? Is it really fair that the people that commute more than an hour to work every day are paying the same amount for insurance as the people that only use their car to go to the grocery store every two weeks pay?

Heat usually ignites situations. Heat is an igniter of stress. The warmer an environment, the harder it is to be productive. All you can think about is the temperature in the room. It starts to bother people at a fundamental level until they can no longer work. They just don't like to be hot; it's stressful. To help preclude any stress that could come from heat, take certain precautions in the setup of your office spaces to ensure your employees don't feel an overabundance of heat that shouldn't be there. Avoid cramping their cubicles or spaces.

Those that have tested the policy have only good reviews. Not only were they able to save money but they were inspired to use their cars even less. Saving money on gas didn't seem to inspire quite as much as the bonus of also saving money on insurance. They were prompted to bike instead of drive sometimes, just to save a little more.

The AC should balance out the extra heat, making the place comfortable for the clumped workers. Encourage others that get cold to bring a light jacket with them. Also leave an outlet or two open near their desk that they can plug in an electric heater if they choose to go that route. Turning up the temperature will usually pose a bigger problem than it fixes.

Only if a majority of your employees in that congested area complain should you turn it up. Even then, be careful that you don't make it too warm. Another point of consideration is the placement of any mechanical equipment that heats up. This includes computer towers, copiers, printers, fax machines, and the like.

Many of these come with their own fans to blow away the excessive heat from the equipment, keeping it cool and functional for a long period of time. The only problem is that hot air is blown directly into the places surrounding the machines, creating an intensely warm environment.

Although this is harder to estimate, there would definitely be less traffic and much fewer accidents which could save more than $60 billion a year, not to mention the amount of death and tragedy that results from it as well.

Also keep those bigger machines (like copiers) away from your employees. Put them on a wall somewhere where the noise and heat can't reach them. It may be inconvenient to walk the distance to that machine, but it will be well worth the inconvenience if everything else is comfortable. Your office needs to be a place that your employees feel comfortable.

The rates are much lower than average insurance policies, especially as it is still new and was only recently tested in a few cities. Be one of the first to experience it and start saving money today. Not only will you be saving money but you will be saving the environment and starting a new initiative to continue this progress in the future as well.




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