A growing number of people are trending towards making decisions regarding their own final arrangements. Doing this takes away a lot of the stress normally felt by the survivors, plus it makes it more likely the individual will get their desired farewell. Before taking on pre need funeral planning, there are some things of which to be aware.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
It is generally recommended that one purchase life insurance policies for this purpose or set up an account with the funds dedicated to the arrangements. Review contracts with great care, checking all of the details to make sure everything is perfectly clear. If money is to be involved, consulting one's attorney is always a wise choice.
The primary things one does in making advanced plans is to state their preferences on all the details of their death arrangements. This takes the burden off of their survivors and no one is responsible for making difficult choices while grieving. If they honor the instructions left for them, the occasion will be just as the individual wished and the stress will be more controlled.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
The first thing to remember is that making plans before they are needed does not necessarily mean making payments as well. It is more about making sure others are aware of one's personal likes and dislikes regarding the various aspects of this event and its traditions. This is a chance to state specifics about everything from flowers to interment practices.
Paying ahead poses several risks that should be addressed with caution. The most common is that businesses close or change hands, people move and their circumstances become altered. Take care to verify that any contract states whether funds are refundable or transferable in such instances.
It is generally recommended that one purchase life insurance policies for this purpose or set up an account with the funds dedicated to the arrangements. Review contracts with great care, checking all of the details to make sure everything is perfectly clear. If money is to be involved, consulting one's attorney is always a wise choice.
The primary things one does in making advanced plans is to state their preferences on all the details of their death arrangements. This takes the burden off of their survivors and no one is responsible for making difficult choices while grieving. If they honor the instructions left for them, the occasion will be just as the individual wished and the stress will be more controlled.
When opting to do a little preemptive arranging, make sure at least one or two other people are aware of this. This can be a friend, relative or attorney, who should either have copy or know where the original is kept. Avoid storing them in a safety deposit box or with the will as those places may not be accessed early enough.
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