Online shopping has become quite common these days with every other individual buying merchandise online with credit and debit card programs. However, when shopping online, many people are unaware of the safety measures that need to be taken in order to prevent identity theft, and other fraud cases.
Credit and debit cards are the two common methods to make an online purchase. Between the two credit cards is a safer method to use when making an online transaction. This makes the use of debit card programs a little less safe than credit cards. Still, credit cards are not 100% safe to use, which means that hackers can steal your personal details. Therefore, you should always heed caution before going through with an online transaction. In order to make safer online credit transactions, read below:
1. Only Shop at Sites that You Trust. Some people create websites just to steal information from naive people who failed to investigate the site's authenticity. To avoid this happening to you, avoid clicking on links sent in your spam emails, read customer reviews, and ask around amongst your family and friends about the site.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
3. Equip Your Device with an Antivirus Software. In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
4. Steer Clear of Debit Card Programs. Try not to make a transaction online using a debit card, as they are more vulnerable of being hacked. In the instance, your debit card is hacked; the money in the account vanishes. With a credit card, a scenario such as this is less likely to occur.
Keep a record of your online transactions. Most online stores provide you with the facility to print your receipts and keep them with you as a record for your transactions. Make sure that you print the receipt and file it away in case of emergencies in the future. Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future.
Credit and debit cards are the two common methods to make an online purchase. Between the two credit cards is a safer method to use when making an online transaction. This makes the use of debit card programs a little less safe than credit cards. Still, credit cards are not 100% safe to use, which means that hackers can steal your personal details. Therefore, you should always heed caution before going through with an online transaction. In order to make safer online credit transactions, read below:
1. Only Shop at Sites that You Trust. Some people create websites just to steal information from naive people who failed to investigate the site's authenticity. To avoid this happening to you, avoid clicking on links sent in your spam emails, read customer reviews, and ask around amongst your family and friends about the site.
2. Never Perform a Credit Card Transaction in Public If you are using free Wi-Fi in a public setting, avoid sharing your credit card information, as the connection is not secure and can be intercepted by third parties.
3. Equip Your Device with an Antivirus Software. In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
4. Steer Clear of Debit Card Programs. Try not to make a transaction online using a debit card, as they are more vulnerable of being hacked. In the instance, your debit card is hacked; the money in the account vanishes. With a credit card, a scenario such as this is less likely to occur.
Keep a record of your online transactions. Most online stores provide you with the facility to print your receipts and keep them with you as a record for your transactions. Make sure that you print the receipt and file it away in case of emergencies in the future. Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month.
Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future.
About the Author:
Credit and debit card programs have made it extremely convenient to purchase costly orders without making cash payments. So use your credit card safely for all your online shopping sprees!
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