If you reside in a location that is susceptible to fault damage, you are then familiar enough with the capabilities of an earthquake to destroy your home and leave nothing behind. Finding affordable homeowners insurance when you reside on or near a fault line can prove to be difficult. However, majority of the insurance agencies could enrich themselves with proceeds from the premium they charge for quake insurance, and rejecting as many customers as they insure annually has left multitudes of homeowners confused and helpless when it comes to earthquake damage.
Unfortunately, most basic homeowner's insurance policies do not include the repair of damages caused to your home and your possessions due to an earth tremor, nor do they compensate you for the damages and loss your valuables suffer due to an earth tremor. And again, unless you're wealthy, your finances might not be able to stretch far enough to cover all of these costs yourself. Plus, some valuables just can't be replaced, such as family heirlooms.
How Can I Prevent Earth tremor Destruction to My Home? What does your earth tremor destruction prevention look like? A couple of bolts here, a steel girder there, some glue, and a couple of extra nails in the frame? If this is your idea of destruction prevention, then you need to re-assess your thought process.
Earth tremor destruction prevention starts with you taking a serious look at your house and having the structure evaluated. Has your house been bolted to its foundation? Do you have a chimney that has not been retrofitted? Go through all this stuff to make it is all okay.
Brace cripple walls. If you ever played dominoes as a child you've already seen a classic example of what can happen to your cripple walls courtesy of seismic activity. The cripple wall is the short stud wall that extends around the perimeter of your foundation and carries the floor joists. In most cases these cripple walls are in adequately braced, making them extremely susceptible to earth tremor damage and bringing your walls tumbling down the minute that fault line starts acting up.
In the meantime, homeowners insurance does not cover earth tremor destruction to your home and possessions. Therefore, most of the property damage caused by an earth tremor will end up being handled and paid for by you.
Flashlights, gas lanterns, and solar-powered light sources are also important as electric service will likely be disrupted. Keep a radio on hand to stay up to date on developments related to the disaster. Get a hand-cranked radio if possible. The less you have to rely on batteries to power your electronic devices, the better. That being said, stock up on batteries to have plenty of reserve power.
How do you plan to protect these assets and investments from the costs of destructive earth tremors? Earth tremor preparedness plans that include retrofitting your home and mitigating its contents are effective ways for protection against earth tremor destruction. Another option for managing the potential costs is to buy earth tremor insurance.
Unfortunately, most basic homeowner's insurance policies do not include the repair of damages caused to your home and your possessions due to an earth tremor, nor do they compensate you for the damages and loss your valuables suffer due to an earth tremor. And again, unless you're wealthy, your finances might not be able to stretch far enough to cover all of these costs yourself. Plus, some valuables just can't be replaced, such as family heirlooms.
How Can I Prevent Earth tremor Destruction to My Home? What does your earth tremor destruction prevention look like? A couple of bolts here, a steel girder there, some glue, and a couple of extra nails in the frame? If this is your idea of destruction prevention, then you need to re-assess your thought process.
Earth tremor destruction prevention starts with you taking a serious look at your house and having the structure evaluated. Has your house been bolted to its foundation? Do you have a chimney that has not been retrofitted? Go through all this stuff to make it is all okay.
Brace cripple walls. If you ever played dominoes as a child you've already seen a classic example of what can happen to your cripple walls courtesy of seismic activity. The cripple wall is the short stud wall that extends around the perimeter of your foundation and carries the floor joists. In most cases these cripple walls are in adequately braced, making them extremely susceptible to earth tremor damage and bringing your walls tumbling down the minute that fault line starts acting up.
In the meantime, homeowners insurance does not cover earth tremor destruction to your home and possessions. Therefore, most of the property damage caused by an earth tremor will end up being handled and paid for by you.
Flashlights, gas lanterns, and solar-powered light sources are also important as electric service will likely be disrupted. Keep a radio on hand to stay up to date on developments related to the disaster. Get a hand-cranked radio if possible. The less you have to rely on batteries to power your electronic devices, the better. That being said, stock up on batteries to have plenty of reserve power.
How do you plan to protect these assets and investments from the costs of destructive earth tremors? Earth tremor preparedness plans that include retrofitting your home and mitigating its contents are effective ways for protection against earth tremor destruction. Another option for managing the potential costs is to buy earth tremor insurance.
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