If you are worried about overspending, use a prepaid card to keep your expenses under control, as these cards provide the perfect money managing solution.
A prepaid card is not actually based on credit. It is based on the money that you have previously stored on the card for your use. Thus, although the transaction process is similar to that of normal credit cards, the money that you are using to make the purchase is your own.
Do not confuse them with credit cards, as the money stored in them is yours. Moreover, just like credit cards they also offer the cardholder with the same convenience of making purchases.
For people who spend excessively, like teenagers, prepaid credit cards can become a means of learning to manage money in a better manner. Thus, whether you have gotten your card as a gift or via a co-branded card program, here is how you can use it to make your purchases:
Prepaid credit cards make good gifts for teenagers as it teaches them to make purchases within certain limits. If you have been given a prepaid credit card with a co-branded card program, here are a few ways to use it for your transactions:
When You Visit a Retail Store Prior to visiting a retail store, remember the amount of money that is on your card. In doing so, it will prevent you from going over the limit. At the retail store, look at the prices of the merchandise, calculate the total amount, see if it does not exceed the total amount on your card, and head to the checkout counter.
Gas Stations Is your car out of fuel? Do you need to visit the nearest gas station immediately but do not have cash to pay for the gas? Use your prepaid card to pay at the pump by simply swiping the cards. Take the help of the station's attendants if you are unable to make the transaction on your own.
At a Gas Station Gas stations work the same way with a credit card and a prepaid card, as long as you have enough money stored in your card. Swipe your card at the pump to pay for you gas or ask the attendants to help you with the process.
When You Visit an Online Store With so many businesses opening online retail stores, people can purchase goods and services sitting from anywhere in the world via prepaid credit cards, which has made shopping a breeze especially if they are linked with co-branded card programs.
Utility Bills None of us enjoy finding bills in our mails but they must be paid if we want to continue availing the various utilities and facilities provided to us within our homes. With prepaid credit card, you can opt to pay your bills in person or online by simply adding the required information or swiping the card.
The ideal prepaid credit cards are those that are associated with a co-branded card program. So load your prepaid card with a fixed amount today, and head for the nearest mall, without the fear of over expenditure!
A prepaid card is not actually based on credit. It is based on the money that you have previously stored on the card for your use. Thus, although the transaction process is similar to that of normal credit cards, the money that you are using to make the purchase is your own.
Do not confuse them with credit cards, as the money stored in them is yours. Moreover, just like credit cards they also offer the cardholder with the same convenience of making purchases.
For people who spend excessively, like teenagers, prepaid credit cards can become a means of learning to manage money in a better manner. Thus, whether you have gotten your card as a gift or via a co-branded card program, here is how you can use it to make your purchases:
Prepaid credit cards make good gifts for teenagers as it teaches them to make purchases within certain limits. If you have been given a prepaid credit card with a co-branded card program, here are a few ways to use it for your transactions:
When You Visit a Retail Store Prior to visiting a retail store, remember the amount of money that is on your card. In doing so, it will prevent you from going over the limit. At the retail store, look at the prices of the merchandise, calculate the total amount, see if it does not exceed the total amount on your card, and head to the checkout counter.
Gas Stations Is your car out of fuel? Do you need to visit the nearest gas station immediately but do not have cash to pay for the gas? Use your prepaid card to pay at the pump by simply swiping the cards. Take the help of the station's attendants if you are unable to make the transaction on your own.
At a Gas Station Gas stations work the same way with a credit card and a prepaid card, as long as you have enough money stored in your card. Swipe your card at the pump to pay for you gas or ask the attendants to help you with the process.
When You Visit an Online Store With so many businesses opening online retail stores, people can purchase goods and services sitting from anywhere in the world via prepaid credit cards, which has made shopping a breeze especially if they are linked with co-branded card programs.
Utility Bills None of us enjoy finding bills in our mails but they must be paid if we want to continue availing the various utilities and facilities provided to us within our homes. With prepaid credit card, you can opt to pay your bills in person or online by simply adding the required information or swiping the card.
The ideal prepaid credit cards are those that are associated with a co-branded card program. So load your prepaid card with a fixed amount today, and head for the nearest mall, without the fear of over expenditure!
About the Author:
You can avail prepaid card programs to perform a transfer at a number of different stores. It is an added advantage if you avail a card merged with a co-branded card program, as it will work all over the world.
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